We understand that there should be no compromise when it comes to your financial future. That’s why we work diligently to serve as the ultimate steward for your wealth, simplifying life’s complexities with a full spectrum of strategies for a tailored plan that we believe is the only one you’ll ever need.
No matter what stage of life you’re in, we can help you set your priorities and pursue the independence, freedom and things that matter most to you.
Your journey begins now. Let us help get you on your way.
When it comes to your financial future, the most important factor in your favor is your age. We take advantage of the time you have, regularly contributing to tax-advantaged retirement accounts and potentially boosting savings with matching funds offered by your employer.
Your goal should be to begin building up enough assets to provide adequate income to meet your needs throughout retirement – accounting for factors like increased longevity, healthcare costs and inflation. To accomplish this goal, you need a plan. That’s where we can help.
Wherever your work or life leads you, we assist in managing your cash flow and allocating your resources, striving to help you reach both your short- and intermediate-term goals without endangering your long-term plans.
The Home Stretch
Life has a way of throwing curveballs. As you approach the end of your career, you may have questions about what comes next or if you’re ready emotionally. Together, we uncover the answers, identify and address any concerns you may have and update your estate plan to reflect your current wishes.
We start by identifying your short- and long-term goals: When do you want to retire? Where do you want to live? How will you spend your days?
Then, we estimate income and expenses for the life you’re envisioning, taking into account the unexpected and other obligations so they won’t catch you off-guard and unprepared.
If you need to play catch-up, we examine the best way to do so by making larger contributions to your retirement accounts or possibly cutting back in other areas. We also discuss your Social Security and Medicare options with you, so you’ll be informed and ready as soon as you’re eligible to access those hard-earned benefits.
You’ve Retired… Now What?
With the right plan, we bring your vision into sharper focus, so you can enjoy the fruits of your labor in the lifestyle you want and deserve. Keeping in mind that the planning doesn’t stop when your paychecks do, we work with you through the continuous process that goes on all the way through retirement.
We analyze your current situation to help you remain on track to pursue all you’ve envisioned from retirement, identifying sources of income and expenses to create and adhere to a tax-efficient withdrawal strategy. We make the most of your assets and income streams by creating a steady and sustainable income strategy, and consolidating accounts, if necessary, to effectively recreate the predictable cash flow of a steady paycheck and ensuring contributions to your philanthropic interests.
Your needs and wants will change during this time. We reevaluate your plan so you can maintain a clear picture of the kind of lifestyle you desire, constantly reassessing your short- and long-term goals, plus your risk tolerance in retirement. We also make sure you have the proper up-to-date documentation to help ensure your legacy is protected and last wishes are respected.
As your life changes, so will your plan. We will regularly review your plan and make adjustments, as needed, along the way.